A stronger foundation for your portfolio.
Rental property financing starts with the building’s ability to support its debt. A review considers in-place rents, vacancies, operating costs, building condition and the borrower’s financial position.
Acquire a rental building
Review the rent roll and operating statements alongside the purchase price. A building’s actual income and expenses matter more than projected gross rent alone.
Refinance an existing investment
Bring your current mortgage details, updated rent roll and a summary of completed improvements. We can discuss how the property has changed since your original financing.
Plan for ongoing ownership
Allow room for maintenance, vacancies and capital repairs when assessing financing. Different lenders and programs have different eligibility and documentation requirements.
What to have ready
- Current rent roll and tenancy information
- Property operating statements
- Building details and recent improvements
- Borrower financial information and existing debt
Document requirements vary. Please arrange a secure way to share financial information with your mortgage professional.
What happens next?
Tell us the basics of your Lethbridge project. We will discuss the information needed to assess possible financing routes. A consultation does not guarantee approval or a specific rate.
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