Capital for the business behind the building.
A business loan serves a different purpose from a commercial property mortgage. Start by identifying what the funds will pay for, how long the need will last and how repayments fit the business’s cash flow.
Working capital
Discuss inventory, seasonal expenses or a short-term cash flow gap. The financing structure should reflect the business’s operating cycle and ability to repay.
Equipment purchases
Bring the supplier quote and explain how the equipment supports your operations. Costs, asset type and business financials help frame the available options.
Business expansion
For a new location or planned expansion, prepare a budget and cash flow forecast. Approval and terms depend on the business, borrower and selected lender.
What to have ready
- Recent business financial statements
- Financing purpose and amount requested
- Equipment quotes or expansion budget
- Business ownership and existing debt details
Document requirements vary. Please arrange a secure way to share financial information with your mortgage professional.
What happens next?
Tell us the basics of your Lethbridge project. We will discuss the information needed to assess possible financing routes. A consultation does not guarantee approval or a specific rate.
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